MTN Xtracash: How To Borrow Real Money From MTN


How to Borrow Money From MTN and Pay Later Using MTN XtraCash

MTN Nigeria has added another value added service to their existing platform. You can now borrow money from MTN using MTN XtraCash service; I mean real Money just the way you borrow airtime and pay later.


MTN XtraCash is a new service that allows eligible customers to access short-term Micro Credit loans via a USSD platform from their mobile phones.


How to Apply for MTN XtraCash Service?

Eligible customers can request for XtraCash by dialing the USSD code *606# and select XtraCash on the menu. You will then be taken to the next stage where you will choose the option to apply for the load and thereafter know the tune of amount that you are allowed to borrow. Once your application is successful, your MTN Yello account would be credited in due time.


MTN Xtracaxxh

How Much Can I Borrow From MTN?

You can borrow N5,000 or N10,000 based on eligibility but this is applicable to only MTN customers.


How Do I Receive The Cash?

The Xtracash Loan amount would be credited into customers’ Diamond Yello Account. The MTN Xtracash loan maturity period is 30 days at an interest rate of 15%.


What if I Don’t Have Diamond Yello Account?

Well, the only eligibility is to have MTN Diamond Yello Account which you can easily open by dialing *710#.
Now you can borrow data from MTN using xtrabyte, borrow airtime using xtratime and now borrow money using the xtracash platform.

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